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How Much Is Your Auto Accident Compensation Worth? Damages from car accidents are intended to compensate victims for their losses. Some of the damages include the cost of repairs to property, medical bills and the pain and suffering. In New York you have three years after an accident to file a lawsuit. However, waiting too long could harm your case. Over time, evidence can be lost or destroyed, witnesses may forget crucial details. Damages In the case of a car accident victims may receive compensation for their economic losses, such as medical bills or lost wages. In addition, they can be awarded compensation for non-economic damages, such as pain and suffering. However, the amount your claim is worth will depend on the extent of your injuries and their impact on your life. A knowledgeable attorney for car accidents can help you determine the value of your injuries as well as property damage, and negotiate with the insurance company to negotiate an equitable settlement. Insurance companies are in business of making money. This means they will attempt to settle your claim as low as possible. So, you need an attorney who knows how to ensure that you receive the maximum amount you are entitled to. In addition to the cost of repairing your vehicle you can also claim reimbursement for personal items that were damaged by the accident. Shoes, clothing and jewelry are all covered. You can also claim reimbursement for expenses relating to gardening, housekeeping, or childcare if you aren't able to complete these tasks by yourself due your injuries. Your deductible can also be a part of the equation in determining how much your claim is worth. You'll have to pay your deductible before the insurance company begins to pay for damages. You may then sue the person at fault for any remaining damages. Medical bills The medical bills that arise from a car accident can quickly mount up. The average cost of an ambulance ride, a hospital stay and inpatient therapy can run into tens or thousands of dollars or more. Furthermore, the cost of prescription drugs, physical therapy and other medical care could continue to rise as the person who was injured continues to recover. The at-fault driver is responsible for paying a victim's losses including medical expenses when they are found responsible in the course of a lawsuit. The law does not require that the at-fault driver be responsible for the medical expenses of their victim on regularly. If you do not reside in a no-fault state the first step to take for medical bill reimbursement is to apply to your auto insurance provider for PIP (personal injury protection) coverage. The coverage could pay for all or a portion of your medical bills, depending on the policy limits. You must also make a claim with the car insurance of the driver at fault for any liability insurance they have and also the uninsured motorist coverage on your car insurance. These policies could reimburse you for medical expenses, but they generally contain deductibles and other terms. A lawyer with experience can help you navigate through the process of obtaining medical bills paid. This will save you from having to spend your money on medical treatment, and it will allow you to concentrate on recovering. Lost wages Injuries from car accidents can make you unable to work. This could leave you with no income and unable to pay your bills. You might need to take out loans from family members or friends. It could take a long time to reach a settlement in your case. During this time, it's possible that you'll have to pay your bills yourself and wait for the settlement. You may be able to recover lost wages if been injured in a car accident. This could include hourly wage and salary, however it can also include other financial advantages like raises and bonuses. Your attorney can help you calculate your actual lost earnings. You can either make a claim through an insurer that does not have fault or take action against the party responsible for lost wages. auto accident lawsuit miami gardens will involve your medical bills, proof that you were unable to work due to your injuries, as well as documentation of your lost earning capacity. This is sometimes referred to as the demand package. You'll have to provide a letter from your employer which confirms the specifics of your employment, including the days that you were absent due to your injury as well as the hours that you normally work. You'll need to provide your paystubs and tax documents and other pertinent documents. Your attorney can assist in gathering these documents as well as prepare a compelling demand to give to the insurance company or judge in your case. Suffering and pain While some costs associated with a crash can be calculated to the penny, such as emergency services, medical bills surgeries, medical expenses and lost wages, other expenses are not. These unquantifiable losses are referred to as pain and suffering and they form an essential part of a victim's compensation claim. Pain and suffering encompasses both the emotional and physical consequences of an accident. The injuries of a victim could have a lasting impact on their lives, leading to permanent impairment or even death. For example, an injured victim who suffers a debilitating brain injury may never be able to perform or function normally again. These types of injuries usually merit a large settlement. In most instances, the amount suffering and pain a victim receives depends on the severity of their injuries as well as how the injury has affected their life. An experienced lawyer will investigate the specifics of your case to determine the most appropriate amount to settle. They will make use of previous settlement amounts for similar injuries as a guideline to give you an idea of the amount your case is worth. Insurance companies try to discredit the claims of victims of suffering and pain by claiming that their injuries are not severe enough. An experienced lawyer can resist these tactics and negotiate on behalf of you with the insurance company to ensure that you receive an equitable settlement.